一、引言 | Introduction
本隐私权政策（下称 “本政策”）适用于 [公司名称] 及其关联方（统称 “我们”）通过网站、移动应用、线下服务等渠道收集、使用、共享和保护用户个人信息的行为。本政策旨在向您说明我们如何处理您的个人信息，并保障您的合法权益。
This Privacy Policy (the “Policy”) applies to the collection, use, sharing, and protection of users’ personal information by [Company Name] and its affiliates (collectively referred to as “we”) through websites, mobile applications, offline services, and other channels. This Policy aims to explain how we handle your personal information and safeguard your legal rights.
二、个人信息的定义与范围 | Definition and Scope of Personal Information
个人信息指可直接或间接识别特定自然人身份的信息，包括但不限于：
- 基本信息（姓名、性别、出生日期、联系方式等）
- 身份信息（身份证、护照等证件号码）
- 位置信息、设备信息、交易记录等
Personal Information refers to information that can directly or indirectly identify a specific natural person, including but not limited to:
- Basic information (name, gender, date of birth, contact details, etc.)
- Identification information (ID card, passport number, etc.)
- Location data, device information, transaction records, etc.
三、个人信息的收集与使用 | Collection and Use of Personal Information
我们仅在合法、正当、必要的范围内收集和使用您的个人信息，例如：
- 注册账户时收集姓名、手机号以验证身份；
- 提供服务时收集地址、支付信息以完成交易；
- 分析用户行为以优化服务体验。
We collect and use your personal information only within the scope of legality, legitimacy, and necessity, such as:
- Collecting your name and mobile phone number to verify your identity when registering an account;
- Collecting your address and payment information to complete transactions when providing services;
- Analyzing user behavior to optimize service experience.
四、个人信息的共享与披露 | Sharing and Disclosure of Personal Information
我们不会向第三方共享或披露您的个人信息，除非符合以下情形：
- 获得您的明确同意；
- 为履行法律义务或响应政府监管要求；
- 与关联方或授权服务提供商共享以提供服务（如物流、支付）。
We will not share or disclose your personal information to third parties unless in the following circumstances:
- Obtaining your explicit consent;
- Fulfilling legal obligations or responding to government regulatory requirements;
- Sharing with affiliates or authorized service providers to deliver services (e.g., logistics, payment).
五、个人信息的保护措施 | Protection Measures for Personal Information
我们采取技术与管理措施保护您的个人信息安全，例如：
- 加密传输与存储敏感数据；
- 限制员工访问权限；
- 定期进行安全审计。
We adopt technical and administrative measures to protect the security of your personal information, such as:
- Encrypting the transmission and storage of sensitive data;
- Restricting employee access rights;
- Conducting regular security audits.
六、您的权利 | Your Rights
根据新加坡《个人信息保护法》（PDPA）及其他相关法律，您享有以下权利：
- 访问权：查阅我们持有的您的个人信息；
- 更正权：要求修正不准确或不完整的信息；
- 删除权：在符合条件时请求删除个人信息；
- 反对权：反对我们基于合法利益处理您的信息。
Under Singapore’s Personal Data Protection Act (PDPA) and other relevant laws, you have the following rights:
- Right to Access: Review the personal information we hold about you;
- Right to Correction: Request correction of inaccurate or incomplete information;
- Right to Erasure: Request deletion of personal information under certain conditions;
- Right to Object: Object to our processing of your information based on legitimate interests.
七、未成年人保护 | Protection of Minors
我们仅在获得监护人明示同意的情况下收集未成年人的个人信息，并采取额外措施保护其信息安全。
We collect personal information of minors only with the explicit consent of their guardians and adopt additional measures to protect their information security.
八、政策更新 | Policy Updates
我们可能根据法律变化或业务调整更新本政策，并通过网站公告或邮件通知您。
We may update this Policy in accordance with legal changes or business adjustments and notify you through website announcements or emails.
九、联系我们 | Contact Us
如对本政策有任何疑问或投诉，请通过以下方式联系我们：
If you have any questions or complaints about this Policy, please contact us through:
- Email: contact@suiyibuy.com
- Phone: +65 84448458
完整政策链接 | Full Policy Link
- 中文版本：中英人寿隐私政策
- 英文版本：LexisNexis Privacy Policy
法律依据 | Legal Basis
本政策遵循新加坡《个人信息保护法》（PDPA）、欧盟《通用数据保护条例》（GDPR）及其他相关法规，确保个人信息处理的合规性。
This Policy complies with Singapore’s Personal Data Protection Act (PDPA), the EU General Data Protection Regulation (GDPR), and other relevant laws to ensure the legality of personal information processing.
重要提示 | Important Notes
- 实际政策内容可能因业务场景不同而调整，请以具体服务页面公示的版本为准。
- 访问上述链接前，请确保您的网络环境安全，避免个人信息泄露。
- 若需定制符合自身业务需求的隐私政策，建议咨询专业法律顾问。
- The actual policy content may vary by business scenario. Please refer to the version published on the specific service page.
- Before accessing the above links, ensure your network environment is secure to avoid personal information leakage.
- For customized privacy policies tailored to your business needs, consult a professional legal advisor.
